Understanding Utah House Bill 99: Tackling Trigger Leads in Mortgage Lending
On March 13, 2025, Utah Governor Spencer J. Cox signed House Bill 99 (HB 99) into law, marking a significant update to the Utah Residential Mortgage Practices and Licensing Act. This legislation, effective May 1, 2025, targets the use of prescreened “trigger lead” information by mortgage lenders and brokers. But what exactly are trigger leads,…
Read MoreBig FHA Loan Change Coming May 25, 2025: Non-Permanent Residents Left Out
If you’re in the market for a home or keep an eye on housing policies, you might want to sit up and take notice of this one. Starting May 25, 2025, the Federal Housing Administration (FHA) is rolling out a major policy shift that’s going to change who can qualify for its popular mortgage program.…
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